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While the Fed rate hike was small, interest rates are expected to increase gradually over time.If you currently have variable-rate loans, you may want to focus on paying those down first or refinance to a fixed-rate loan.As these developments and new policies take shape in 2016, Student Loan Hero will keep you updated so you can stay on top of payments and get rid of debt as quickly as possible.

The ideal consolidation loan would be one in which you took advantage of a financial trend to secure a lower interest rate, or were able to do so because of your excellent payment history, without extending the term of any existing loan.

Student Loan Hero is not a lender or investment advisor.

We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions.

That could shift a significant share of business to nonprofit companies, like the Missouri Higher Education Loan Authority and Oklahoma Student Loan Authority.” This is a huge win for nonprofit loan servicers and borrowers alike, ensuring borrowers are paired up with high-quality loan servicers. In November, the American people will vote for the next U. Nearly all the 2016 candidates have a plan to deal with student loan debt.

Sure, these changes won’t take effect in 2016, but the candidate that the American people elect this year will have ramifications for student loan borrowers in the future.

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When asked about their most recent sexual partner, few (about 5 percent) say sex began “the day we met.” But about a fifth to a quarter say it began “after we met, but before [we were] in a relationship.” On the other end of the spectrum, about 5 percent say it took “more than a year,” and about 10 percent say it wasn’t until “after we got married.” A common theory about casual sex is that it happens only for the “alpha males,” who “monopolize” the few women willing to engage in it while the “beta males” are left out.

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